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Financial Planning

Financial Planning

Financial Planning

Spectrum people recruit for many roles within the financial services. One area in which we specialise is in Financial Planning. Financial planners, Para planners, and Financial Planning Assistants.

A typical example of a role we would recruit for is a Financial Planner. See below for an example of what this role might typically entail, though please note that this is a generic guideline and different organisations will have different requirements of this role.

Job title: Financial Planner

Purpose of the Financial Planner:

  • Responsible for the provision of comprehensive financial planning services and advice
  • Apply business knowledge and wealth creation strategies to meet client needs

Your expertise will encompass specific areas such as:

  • Superannuation.
  • Retirement Planning.
  • Risk Management.
  • Tax Planning.
  • Estate Planning.

Key responsibilities: You will typically be expected to:

  • Collect financial data such as the client’s income, cash flow, debt, loan repayment and living expenses
  • Identify client goals
  • Analyse client financial status
  • Select financial products that will assist clients achieve their financial goals
  • Develop financial strategies for clients
  • Prepare written financial plans (statements of advice – SOA)
  • Assist clients to implement financial plans
  • Refer clients to obtain specialist services outlined in financial plan
  • Review and revise financial plans based on charges in client needs and changes in investment markets and economy

Typical Experience/qualifications required:

Ideally, you'll have completed your Diploma of Financial Services (Financial planning) and commenced or completed your Advanced Diploma of Financial Services (Financial planning) or equivalent, and possess solid planning experience demonstrating a proven sales ability. Tertiary degrees in a business related field and/or Certified Financial Planning (CFP) status will also be highly regarded.

You will have extensive knowledge of the financial planning industry, with a strong focus on managed investments and insurance strategies. Personally, you display high-level influencing skills, strong business planning skills, exceptional communication, proven client management skills and come with a track record of performance.